Portfolio Management
Proprietary Model Portfolios
Investment vehicles working in concert to help you prosper
Portfolio construction research shows that a balanced portfolio can eliminate the weaknesses and combine the strengths of each asset class to produce superior returns. Our fiduciary financial advisors leverage the strategic insights and tactical expertise of leading investment firms at a low cost to you while seamlessly integrating portfolios with Riskalyze Risk Number Technology.
Investment Policy Committee
Strategic Model Portfolios
Innovative asset allocation strategies designed to increase exposure to equities, without increasing overall risk
Strategic Model Portfolios
Models for investors with a long-term investment mindset that want to increase their equity exposure without increasing overall risk in their financial plan.
Strategic Tax-Aware Model Portfolios
Models for investors in taxable accounts that want to increase their equity exposure in a tax-efficient way without increasing overall risk in their financial plan.
Strategic ESG Model Portfolios
Models that offer your financial plan exposure to companies that exhibit favorable environmental, social and governance (ESG) practices.
Investment Policy Committee
All-Weather Model Portfolios
Traditional asset allocation strategies designed to target specific stock/bond ratios that have had historical success under a variety of market conditions
All-Weather Model Portfolios
Models for investors with a long-term investment mindset that can include Mutual Funds and ETFs designed to help your financial plan weather any storm.
All-Weather Tax-Aware Model Portfolios
Models for investors in taxable accounts that can include Mutual Funds and ETFs designed to help your financial plan weather any storm in a tax-efficient way.
All-Weather ESG Model Portfolios
Models that offer your financial plan exposure to companies that exhibit favorable environmental, social and governance (ESG) practices.
Investment Policy Committee
BlackRock Model Portfolios
High quality investments at a low cost from one of the world’s leading investment firms.
Target Allocation ETFs
For investors with a long-term mindset using
iShares Core ETFs at a low cost and tax-efficient way as part of their financial planning process.
Target Allocation Tax-Aware ETFs
Core models for investors in taxable accounts using
iShares Core ETFs at a low cost and tax-efficient way as part of their financial planning process.
Target Allocation ESG ETFs
For investors wanting exposure to companies that exhibit favorable environmental, social, and governance practices as part of their financial plan.
Investment Policy Committee
Mutual Funds versus ETFs
Some slight variations make these two investment vehicles quite different
Exchange-Traded Funds
They are baskets of stocks, bonds, or other investments
Stocks, bonds, or other investments within the basket are set and don’t typically change.
Share prices fluctuate through the trading day (similar to how stock prices change)
Typically have lower internal costs (called Expense Ratios) than Mutual Funds
Designed to replicate the performance of an index (ex. S&P 500®, etc.)
They trade like stocks - they can be bought or sold throughout the trading day
Tax efficient - you only deal with taxes when you sell: there aren’t year-end capital gains distributions
Mutual Funds
They are baskets of stocks, bonds, or other investments
Stocks, bonds, or other investments within the basket are not set and are handpicked by a professional fund manager
Share prices don’t fluctuate throughout the day and are calculated at the end of each trading day, after markets close
Typically have higher internal costs than ETFs
Designed to outperform an index (ex. S&P 500®, etc.)
They don’t trade like stocks - they are sold/bought at the end of each trading day, after markets close
Not tax efficient - you don’t only deal with taxes when you sell: there can be year-end capital gains distributions
